Recurly

Test Gateway

When you first create your Recurly account, it will be configured to use the Test Gateway. This allows you to start testing Recurly without setting up any payment gateway details.

The errors triggered below are also returned by the API. Please see the transaction error codes for more information.

Test Credit Card Numbers

When you’re using the Test Gateway, you may test the service with the following credit card numbers below. A 4 digit CVV must be used for American Express card numbers, all other card numbers may use a 3 digit CVV.

Success

4111-1111-1111-1111
Success.
4222-2222-2222-2220
Success, but flagged for Fraud Review by the gateway. Note: the fraud review is only relevant to PayPal gateways when in production mode. This does not impact test transactions.

Declined

4000-0000-0000-0002
Declined by the gateway.
4000-0000-0000-0010
AVS failed on street address and postal code.
4000-0000-0000-0028
AVS failed on street address.
4000-0000-0000-0036
AVS failed on postal code.
4000-0000-0000-0044
Advanced Verification failed (Secure 3D, etc).
4000-0000-0000-0051
Card number declined.
4000-0000-0000-0069
Expired card or expiration date does not match.
4000-0000-0000-0077
Insufficient funds.
4000-0000-0000-0085
Did not pass your fraud filters.
4000-0000-0000-0093
Originating from fraudulent IP address.
4000-0000-0000-0101
CVV / Security code did not match.
4000-0000-0000-0119
Declined by issuing bank, customer needs to contact their bank.
4000-0000-0000-0200
Invalid data or parameter.
4222-2222-2222-2222
Invalid card number (Fails the Luhn algorithm check).
4000-0000-0000-0226
Invalid expiration date.
4000-0000-0000-0309
Gateway Timeout.
4000-0000-0000-0317
Duplicate transaction.
4000-0000-0000-0325
Card type not accepted.
4000-0000-0000-0341
Declined by the gateway, but Recurly will allow you to save regardless.

Please note: With a real gateway, it is difficult to trigger the Expiration date does not match error. Most issuing banks do not validate the expiration date when processing a transaction. Instead, they use CVV and address information for more reliable fraud protection.

Other Successful Numbers

1
Short test card number.
378282246310005
American Express.
371449635398431
American Express.
378734493671000
American Express Corporate.
5610591081018250
Australian BankCard.
30569309025904
Diners Club.
38520000023237
Diners Club.
6011111111111117
Discover.
6011000990139424
Discover.
3530111333300000
JCB.
3566002020360505
JCB.
5555555555554444
MasterCard.
5105105105105100
MasterCard.
4012888888881881
Visa.
4222222222222
Visa.
76009244561
Dankort (PBS).
5019717010103742
Dankort (PBS).
6331101999990016
Switch/Solo (Paymentech).

All our test credit card numbers pass the Luhn validation algorithm, except the Invalid credit card number.