BECS (Bulk Electronic Clearing System) is Australia's bank-to-bank direct debit scheme for AUD-denominated recurring payments. Recurly supports BECS via GoCardless and Stripe (Third Party Checkout).

1Definition 2Key details 3Checkout flow

Prerequisites

A supported BECS gateway: GoCardless or Stripe (via Third Party Checkout).

Limitations

100% coupons during signup are not supported — billing agreement creation is required for this payment method. Use a free trial instead where supported. Standard coupons are supported.

Definition

BECS (Bulk Electronic Clearing System) is Australia's direct debit scheme for processing AUD-denominated recurring payments. It allows merchants to collect payments directly from Australian bank accounts using customers' BSB code and account number. Recurly supports BECS through GoCardless and Stripe (Third Party Checkout).

Tip See the How to test your gateway guide to verify your setup before going live.

Key details

Use cases

Recurring subscriptions — Use BECS Direct Debit for AUD subscription billing and recurring collections for Australian customers.

Cross-border direct debit — GoCardless and Stripe support multiple global direct debit schemes, making it straightforward to expand direct debit collections beyond Australia from the same integration.

Checkout flow

Collect the customer's full name, BSB code, and Australian bank account number during checkout to set up a BECS Direct Debit mandate. For address requirements specific to other payment methods on GoCardless or Stripe, consult your gateway's documentation.