Account Updater: Why use it?

Discover why Recurly's Account Updater delivers 77x average ROI. Prevent involuntary churn, avoid gateway fees on invalid cards, and protect subscriber lifetime value — all before a single payment fails.

💳 Revenue Recovery

Account Updater

Protect your recurring revenue by automatically keeping card details up to date — before payments ever fail.

77x
Average ROI
18%
Of recovered revenue
96M+
Card updates in 2025
📈

Why should you use account updater?

Maximize recovery ROI by significantly reducing involuntary churn. Account Updater (AU) helps secure future Lifetime Value (LTV) by bypassing the friction of dunning.

77x
Average ROI across Recurly customers using AU
18%
Of recovered revenue attributed to AU on average
96M+
Card updates processed by Recurly in 2025

🎯 The core problem it solves

Involuntary churn is a preventable source of subscriber loss. While Account Updater (AU) cannot fix every card event, it significantly reduces failures caused by expirations and reissued cards.

When a card is reissued, the subscriber rarely thinks to update it. Account Updater (AU) catches participating changes before the charge fails, preserving both revenue and the relationship.

💼 Key business benefits

🛡️

Prevent Involuntary Churn Upstream

AU acts before the charge occurs, serving as your first line of defense for eligible card types.

Proactive Recovery
💸

Significant Cost Avoidance

By identifying "Closed" or "Invalid" accounts before an attempt, AU helps you avoid gateway transaction fees.

Lower OpEx
🤝

Seamless Subscriber Experience

No intrusive emails for participating cardholders. The transition happens silently in the vault.

CX Improvement
🔁

Accelerate Active Dunning

If a card updates during dunning, Recurly uses the new info for the next retry, increasing success rates.

Integrated Logic

💰 Pricing considerations

How AU is priced depends on your Recurly contract and the specific update method (Batch vs. RTAU).

✅ Included in your contract

Many plans bundle standard Batch AU at no additional per-update cost.

Not sure which model applies? Contact Recurly Support to discuss your specific contract.

💡

Think about the lifetime value

When a card updates successfully, you aren't just saving one invoice; you are securing the entire future stream of revenue for that subscriber.

📚 Additional resources

📖 Recurly docs: Account Updater 🎧 Contact Recurly Support 🌐 Join Global Office Hours